From the recording The River Keeps on Flowing

 
#%it Happens Came into creation lyrically first. I sat down in year 2000 to write about life's ups and downs. We all have them, sometimes feeling great and soaring high, then times of despair and loneliness. Thing is, we always get over those slippery moods and we look back, laugh and say 'shit happens'. I worked hard on this tune and sent it down to George to see what he thought. He liked it and roughed out some chords but left the rest to me. I struggled with how to put the right spin on this tune and finally decided that, with this risky title, it should be a boot kicking Country song with the type of humor those folks can get away with. Jeff spent years in Nashville and he knew just what to do to amp up the tune. Stellar vocals from Tammy Frost completely knock this one out of park! 

Lyrics

#%IT HAPPENS!   Casey Garland
 
Each and every one of us, we've had those times of doubt. 
When things are bad and then get worse, you think there's no way out.
Regardless of our circumstance we share this bumpy ride.
It happens, that's for certain, life is a wild ride.
 
Some people try to hide it and pretend they have no fear.
Some people they get lost in work, some people just drink beer
Rich or poor, when all is lost, we start that downhill slide well
It happens, that's for certain, just like that ocean tide.
 
It happens to Kings and Queens and
girls like me in old blue jeans
This life is cruel or so it seems
When it happens to you…
 
Like a river's song when spring turns on,  that current starts to flow
you are strong, can't do no wrong, no matter where you go.
Good times are here, the water’s high, everything is oh so right.
You're laughing and you're feeling good, hey you're standing in the light.
 
It happens that for certain, life is a wild ride.
 
It happens to Kings and Queens and
guys like me in old blue jeans
This life is cruel or so it seems
When it happens to you…                         
 
When autumn breeze lays bare the trees, and light begins to fade
Now the river's low, she's lost her flow, and soon you start to wade
When you fall in and lose that grin, hey you’re not going too far
It happens and you’re sinking down at the ‘gravel bar’
 
So when you're down as you can be, remember it's all chemistry.
Your best friend is in your head, take good care or you’ll wind up dead.
For as the river flows to the sea,  it's a long and winding ride.
 
It happens that's for certain,                just like the ocean tide.
It happens that's for certain,                Life is a wild ride.